💰Net Worth Calculator

Calculate your total net worth from assets and liabilities.

Assets

Total Assets: $0

Liabilities

Total Liabilities: $0

Net Worth

About Net Worth Calculator

Get a clear snapshot of your financial health with this Net Worth Calculator. List all your assets (savings, investments, property, vehicles) and liabilities (mortgages, loans, credit card debt) to instantly calculate your net worth. Tracking net worth over time is one of the most powerful ways to measure financial progress.

How to Use Net Worth Calculator

1
List all your assets
Enter the current value of all assets: cash, investments, retirement accounts, home equity, vehicles, and other valuables.
2
List all your liabilities
Enter all outstanding debts: mortgage balance, car loans, student loans, credit card balances, and personal loans.
3
Review your net worth
See your total net worth and the breakdown of assets vs. liabilities to understand your overall financial position.

Common Use Cases

Taking an annual financial health check
Setting a net worth growth target for the coming year
Tracking progress toward financial independence
Preparing financial documents for a loan application or financial advisor

Frequently Asked Questions

What is net worth?

Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). A positive net worth means your assets exceed your debts; a negative net worth means you owe more than you own.

What is the average net worth by age?

According to the U.S. Federal Reserve, median net worth by age varies widely: under 35: ~$39,000; 35–44: ~$135,000; 45–54: ~$248,000; 55–64: ~$365,000. These are medians — averages are much higher due to wealth concentration at the top.

How often should I calculate my net worth?

Most financial advisors recommend calculating your net worth quarterly or at least annually. Tracking it over time shows whether you are building wealth or falling behind your goals.